Save together.
Grow together.
Borrow with confidence.
AgroPocket helps farmers and small businesses build savings discipline, unlock fair loans, and manage money — all in one secure platform.
₦ 0.00
Fund to start saving
Earn up to
12% p.a.
CBN
Licensed banking partner
3×
Savings-backed loans
12%
Top savings rate
Everything you need to save, borrow and manage money — nothing you don't.
FeaturesOpen a free account
Create your account in under 2 minutes — no paperwork, no branches.
Get startedAutomated savings & interest
Set a goal, save consistently, and watch interest post automatically — no manual tracking.
Bank-grade security
Password-protected access, device verification, and deposits safeguarded by our banking partner.
Loans based on your savings history
Consistent savers unlock fair credit — up to 3× their balance — with no hidden criteria.
Savings
Secure your future. Earn competitive rates.
Whether you're saving toward next season's inputs or building a long-term fund, AgroPocket's savings products are built around real agricultural cycles — not generic bank terms.
- Flexible Savings — withdraw anytime, competitive rate
- Harvest Lock Fixed Deposit — 90-day term, up to 12% p.a.
- Target Savings — set goals and save consistently
Flexible Savings
Withdraw anytime
4%
p.a.
Harvest Lock
90-day Fixed Deposit
12%
p.a.
Borrow up to 3× your savings
Fair loans
Loans
Affordable credit to fund your farming season.
AgroPocket offers simple, transparent loans sized to your savings and repayment schedules that match your harvest cycle.
- Borrow up to 3× your savings balance
- Flat, transparent rates — no hidden charges
- Every decision explained and logged
Create your account
Sign up in under 2 minutes. Verify your identity to unlock all features.
Fund your wallet
Add money via bank transfer to your dedicated virtual account.
Save and borrow
Build savings, earn interest, and unlock fair loans when you need them.